Motorcycle insurance savings

The Personal offers some remarkable insurance savings over Intact, our previous insurer for home and auto (two cars). Today my WR250R coverage with Intact expired, so I transferred it over to The Personal as well. Here's the deal:

Intact coverage (on renewal):

• $1M liability
• Standard accident benefits
• Collision $500 deductible, $300 comprehensive
• Annual premium $603

The Personal coverage (new policy):

• $2M liability
• Standard accident benefits
• Uninsured automobile accident coverage
• Property damage
• All perils, including collision $500 deductible, comprehensive $300 deductible
• $1500 coverage for transportation replacement
• Emergency road service
• Worry free option
• Total annual premium $125

Yes, that says $125. I was an idiot for not switching earlier. Including my new home and auto coverage (two cars), my combined annual premiums are now less than half of what they were with Intact, for better coverage overall.